Terms & Conditions — iqsmart-official.com
1. General Overview
Welcome to iqsmart-official.com (“Website”). These Terms and Conditions (“Agreement”) govern your use of the subscription service (“Service”) provided by MB Etalona, operating under the brand IQsmart (“we,” “us,” “our”). By using our website and subscribing to our plan, you agree to be legally bound by these Terms.
1.1 Age Restrictions
You must be at least 18 years old, or the age of majority in your jurisdiction, to purchase or subscribe to our services. By accessing or using iqsmart-official.com, you confirm that you meet the required age criteria.
2. Description of Service
We provide digital educational content related to personal development, including eBooks and self-assessment tools. Our subscription grants access to these materials on a recurring monthly basis.
Trial Offer: New users can start with a 7-day trial for €1.
Subscription Plan: After the trial, the service auto-renews at €59.99 per month unless canceled.
3. Account Creation
To access the content, you must provide a valid email address and payment method. You are responsible for keeping your login information secure and up to date.
4. User Obligations
You agree to use the Service for personal, non-commercial purposes only. You may not resell, distribute, copy, or share any materials unless explicitly allowed.
Prohibited actions include but are not limited to:
Unauthorized access to our platform.
Using automated tools to extract or download content.
Engaging in behavior that disrupts the functionality or security of the Service.
5. Subscription Billing
By subscribing, you authorize us to charge your chosen payment method automatically. You may cancel at any time to avoid future charges.
6. Intellectual Property
All materials provided (e.g., eBooks, assessments) are protected by intellectual property rights and remain the exclusive property of IQSMART.
7. Termination
We may suspend or terminate access to your account without refund if there’s a breach of these Terms.
8. Disclaimers
We provide content “as is” and do not guarantee specific outcomes or improvements. You use the service at your own risk.
Privacy Policy — iqsmart-official.com
At iqsmart-official.com, protecting your privacy is our priority. This policy explains how we collect, use, and safeguard your personal information.
1. Information We Collect
Personal Details: When you subscribe or contact us, we collect your name, email address, and billing information.
Usage Data: We may gather analytics about your activity on the website (e.g., pages visited, session duration).
2. How We Use Your Information
We use the collected data to:
Process payments.
Deliver educational content.
Improve our website and services.
Send transactional and service-related emails.
We do not sell or share your information with third parties for marketing.
3. Data Protection
All payment transactions are processed by PCI-compliant third-party services. We do not store credit card details. Personal information is securely stored and only accessible to authorized personnel.
4. Cookies
We use cookies to improve functionality and analyze traffic. You can modify your browser settings to manage cookie preferences.
5. Your Rights
You have the right to access, correct, or delete your personal information. Contact us at info@iqsmart-official.com for any privacy-related inquiries.
